Fixed Deposits

Fixed Income

» FD Rate of Interest

Fixed Deposits are one of the oldest and most common methods of investing. When it comes to assured returns, choosing the right type of savings scheme makes all the difference. Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk.
Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.

Types of Companies offering Fixed Deposits
»  Financial Institutions
»  Non-Banking Finance Companies (NBFCs).
»  Manufacturing Companies
»  Housing Finance Companies
»  Government Companies

Features and Benefits
Company Fixed Deposits offer comparatively higher returns than banks.
¤ Choose the best tenure for you from a wide range as per your convenience. You can choose how frequently you want to receive your interest payments:
       » Maturity
       » Yearly
       » Half-yearly
       » Quarterly
       » Monthly

¤ Company Fixed Deposits are non transferable that means there is no fear of FD receipt being stolen. In case it falls into wrong hands, it cannot be misused.

¤ Premature encashment of deposit is available any time subject to payment of prescribed penalty.

¤ Diversify Risk- The deposits should be spread over a large number of companies engaged in different industries. This way, you'll be able to diversify your risk among various industries/companies.

¤ Wide Choices- Many companies operating in the Company Deposit market. This will help you decide whether to renew or reshuffle the deposit.

¤ Attractive rates as applicable from time to time.

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Disclaimer – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. We are not a Registered Investment Advisor and we do not charge any fee to our clients.

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